Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. Inflation - Back to the Future Even low inflation rates over an extended period of time can impact your finances in retirement. My Retirement Savings Estimate how long your retirement savings may last using various monthly cash flow rates.